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  • Patient Information

Billing & Insurance

Charlotte Skin & Laser has contracts with the following insurance companies:

  • AETNA
  • MEDCOST
  • BCBS
  • MEDICARE
  • CIGNA
  • UNITED HEALTHCARE

It is the patient's responsibility to confirm that Charlotte Skin & Laser has a contract with your specific insurance plan. As a courtesy to our patients we will file claims to the above insurance companies. You will be responsible for any amount unpaid by your insurance at 30 days. Additionally, you will be asked to pay for all deductible, copay and co-insurance amounts at the time of service.

Charlotte Skin & Laser may perform, at the patient's request, a service that is considered not medically necessary (cosmetic service) by the patient's insurance plan. This falls under the title of "Non-covered Services". If the patient should receive such a service, the patient will be held responsible for payment to Charlotte Skin & Laser of that procedure at the time the service is performed.

Examples of Non-Covered Services include but are not limited to: laser procedures, skin tag or benign mole removal, and cryosurgery of benign spots.

All pre scheduled cosmetic services require full payment or a deposit before the service will be entered in to our appointment calendar.

Charlotte Skin & Laser accepts Visa, MasterCard, Discover, debit cards or cash as methods of payment. NO PERSONAL CHECKS ARE ACCEPTED. The only exception is for planned cosmetic surgical procedures where patients may choose to submit a personal check for payment 72 hours in advance of surgery.

The staff at Charlotte Skin & Laser strives to provide our patients with the highest quality of care. If you have any questions on our billing practices, contact us during office hours and our billing department will be happy to assist you.

Financing
We accept a wide range of payment options for our dermatologic services, including cash, check and credit card. Insurance may be accepted for certain medical conditions. We also offer patients affordable financing options to help them achieve their cosmetic goals.

Maybe you'd like a brighter smile or better vision. Maybe you want to freshen your look. Or maybe your family pet needs a surgery you didn't plan for. But if your insurance doesn't cover all the costs for the procedure you want and need, where do you turn? CareCredit, a GE Money Company, gives you convenient payment options so you can get the procedure you want, when you want it.

CareCredit gives you the freedom to get your procedure whenever you're ready. It's easy to apply. With three simple steps, including an instant approval process, you can say goodbye to the waiting time and reward yourself sooner.